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If you go to Australia today, you will discover that a lot of people don't carry cash about. They are more satisfied with the use of ATM cards for anything they want to do. If they don't want to transfer money at the machine, they are probably with it to purchase a few items at the grocery. The card has been a blessing since it was first introduced but some have mixed feelings as they claim they can be easily cheated. These ones need ATM fraud prevention Australia tactics to enjoy their card usage.
No matter how urgently you need some cash or want to do a transfer or a top up to your phone line, don't be moved to use a machine you are not sure of. Machines situated in a bank or by a bank should rather be used. If you find one in a supermarket or an eatery, it is also safer to use if the stores have not been linked to any criminal offense.
Avoid going to the ATMs only in the night because that is when you can see more robbers on the road. If you are alone there, they can even strike you with their weapon to make you defenseless. Walking there with two or more people will make them a bit terrified to carry on their evil plans.
Furthermore, you may have to change your PIN every time you suspect that it has been compromised. When entering your PIN, try not to expose it because someone else may be watching from behind. Even when you just received the card from the bank or any other financial institution, you would need to change it before it long.
People who have activated their phone and email alerts for their bank accounts won't have so much to deal with. They will easily know when an impostor tries to steal their money and so contact the police and bank to do the needful. If money was withdrawn, the owner will know exactly where because the alert will also contain the address where the machine was fixed. It also happens this way when it is POS that is being used.
Using a machine located in a bank is better because getting back your card would be easier if it gets trapped. This is unlike using it on a machine you don't even know who manages. Losing your card is another way to be defrauded but this can be minimized by putting it in a wallet or at the back of your phone in its pouch.
If you get alerts for your transactions, asking for a receipt when using the ATM won't be useful. It is better not to ask for it but even if you do, make sure you tear it into shreds to avoid someone having an idea of what your account number looks like. It is risky for someone to know your account details or your last transactions because it can make him target you.
Let your card pin be something that is not easy to guess. Don't go for your birthdays, date of birth, or any other information that people already know about you. Also, don't write it down anywhere because you never can tell who will pick up the note later when you start looking for it.
No matter how urgently you need some cash or want to do a transfer or a top up to your phone line, don't be moved to use a machine you are not sure of. Machines situated in a bank or by a bank should rather be used. If you find one in a supermarket or an eatery, it is also safer to use if the stores have not been linked to any criminal offense.
Avoid going to the ATMs only in the night because that is when you can see more robbers on the road. If you are alone there, they can even strike you with their weapon to make you defenseless. Walking there with two or more people will make them a bit terrified to carry on their evil plans.
Furthermore, you may have to change your PIN every time you suspect that it has been compromised. When entering your PIN, try not to expose it because someone else may be watching from behind. Even when you just received the card from the bank or any other financial institution, you would need to change it before it long.
People who have activated their phone and email alerts for their bank accounts won't have so much to deal with. They will easily know when an impostor tries to steal their money and so contact the police and bank to do the needful. If money was withdrawn, the owner will know exactly where because the alert will also contain the address where the machine was fixed. It also happens this way when it is POS that is being used.
Using a machine located in a bank is better because getting back your card would be easier if it gets trapped. This is unlike using it on a machine you don't even know who manages. Losing your card is another way to be defrauded but this can be minimized by putting it in a wallet or at the back of your phone in its pouch.
If you get alerts for your transactions, asking for a receipt when using the ATM won't be useful. It is better not to ask for it but even if you do, make sure you tear it into shreds to avoid someone having an idea of what your account number looks like. It is risky for someone to know your account details or your last transactions because it can make him target you.
Let your card pin be something that is not easy to guess. Don't go for your birthdays, date of birth, or any other information that people already know about you. Also, don't write it down anywhere because you never can tell who will pick up the note later when you start looking for it.
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