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Sunday, July 1, 2018

By Scott Lewis


Here is the most hilarious thing about people, they break. Human beings are infinitely breakable, so much so that just walking the wrong way for a single step can totally debilitate a person by breaking the leg that the awkwardly moving foot is attached to. Also, just touching something that is even a little bit contaminated can put a person in bed for a week or so with the flu. Given all that, it is no wonder that people need Bluecross Costa Rica insurance.

The thing about insurance is that there are a lot of intricacies about it that many consumers do not understand. They know enough to know they need it. In that sense, it is like the terms and conditions that no one ready before clicking that they agree and moving on to the next page when setting up an online account. It is in fact, a communal fund.

Now, the gist of the communal fund is pretty straightforward. People make payments to a company. The company puts that money together into the fund. When a person needs to, they then take money out of that fund to cover part of the cost. Now, the amount they are able to take out depends on the payments made, but they are also able to take out more than they put it. This is because using the fund is not something that is done very often.

Insurance is very much a necessity. When thing happen, the costs of making it better can be quite expensive. While most people are not ideally going to need the insurance, having it can be the literal difference between living and dying in a few cases. So many things can happen to a person. A butterfly flaps its wings on one side of the world could cause a hurricane on the other. The rippled effect can affect persons in so many different, unpredictable ways.

Many governments provide affordable healthcare to their citizens. Of course, an individual can obtain personal coverage by paying it for it out of pocket. But a lot of people will get covered by simply getting a job, as healthcare is part of the benefits package many employers will provide to their employees.

The monthly payments can be expensive. They can cost hundreds of dollars for an individual. They can cost just under a thousand dollars for family coverage.

Now, depending on the plan a person is covered by, the portion of the costs shouldered by insurance can vary. Some plans will cover minor surgeries and visits to a doctor, and even a portion of the hospital stay. Some plans may even shoulder the costs of physical therapy, though the quality of that therapy will depend on the premium chosen.

There are many providers available. The trick is to pick one. The best way to find out which one is to review the products available and find the best one for the situation.

It costs ready to be ready. But being ready for disaster is needed. In the event that disaster strikes, being insured can be a godsend.




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