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Friday, January 15, 2016

By Martha Cooper


All exaggerations aside, filing for bankruptcy is one of the hardest things to do. That us it, you have struggled with paying your debts and now you think it is time to file for bankruptcy. Perhaps the biggest decision you will make at this time is selecting a lawyer to handle your representation. With many lawyers in the industry today, this can be a changing task. When searching for the right bankruptcy firm, the following are things you can consider.

Among the first things you need to do is to understand your unique situation. There are different types of bankruptcies you can file for, but the most suitable one depends on the prevailing situation. Getting the right bankruptcy attorney will help you to understand your situation and advise you on which type to apply for.

Locating prospective service providers should not be a tough thing in Salinas, CA. This can easily be done using a number of approaches. These include asking around for recommendations and doing an online search. While you can almost immediately find an attorney online, you may want to hear a personal testimonials from a friend. If you know of people who have successfully handled a similar situation, ask them to provide a referrals. They should also give reasons why they believe that attorney would be suitable.

Among the first things you can check is licensing and qualifications. Licensing helps in knowing that a particular firm has the right credentials to provide services to the public. Ask for the academic credentials of the attorney who will most likely be handling your application. You want to know if he or she has the right knowledge and training to handle the task ahead.

Before settling for a particular service provider, it is advisable that you check their experience and specialization levels. Nothing beats years of experience coupled with successful applications. You might want to know how long the firm has been operating, but more importantly how experienced their lawyers are. Even though there are armature lawyers who are capable of producing excellent results, you definitely would not want to take chances with your already bad situation.

The next thing you will be checking is the cost of representation. With many lawyers it is expected that these costs vary. Consider getting at least three firms that you can then evaluate their charging preferences and cost. More importantly, check if they will ask for a retainer and how much that would be. Before making any payments, ensure that you understand the terms of agreement.

The reputation of your lawyer can also come into play. Check what past clients think of services provided. Reputable lawyers will have no problem giving names of some of their clients. However, you should be careful since most lawyers will likely give names of people who received excellent services only.

Selecting a law firm to handle your bankruptcy application can be a tough experience. This can be even tougher if you are under pressure from your creditors. Consider understanding your unique needs and the qualities that make up the right lawyer for you. A number of factors you may have to consider include qualifications, credentials of the lawyers, and years of experience and cost of representation.




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